Sample Flipbook

David Ball Residential

It is very easy to get confused by all the different type of

mortgages that seem to be available in today’s financial

jungle and it is only right and proper that there is such a

wide choice, after all, everyone’s individual circumstances

are different, which also makes our financial requirements

different.

Alliance Mortgage

are experienced Mortgage and Financial

Planners and are ideally placed to find the right mortgage

for your personal circumstances.

Because the financial institutions realise that we are all

different with differing financial commitments, they also

appreciate that no one can predict what may or may not

happen to us in the future.

You may find that your income stays much in line with

inflation and you wish to carry on paying the same monthly

payment until the end of the term.

Conversely, you could find a definite uplift in your finances

and may wish to increase the amount you pay monthly,

or pay off a lump sum and finish the mortgage in lesser

number of years.

Whatever the situation that arises, you can be sure there

will be an option or clause to cover it, however the average

home buyer cannot be expected to know them all. This is

where Alliance Mortgage can really help you.

They have a team of highly trained individuals who have an

intimate knowledge of the mortgage market place and are

up to date with all the changes that take place on a regular

basis. More importantly, they are not biased towards any

one particular company.

This means that they will hold a confidential review with

you and when they have a clear understanding of your

requirements they will help you choose from the thousands

of mortgages available from a multitude of lenders.

They are also able to advise you on a host of other areas

including pensions, savings and investments.

Once this process is complete and you are settled in your

new home, they will continue working on your behalf

to make sure that the mortgage you have in place will

always remain competitive as interest rates and mortgage

schemes change on a regular basis.

Choosing the wrong mortgage might well turn out to be a

costly mistake, on top of which, it will also be an experience

you could well do without. The choice of who supplies

your mortgage is quite rightly yours, but you would be well

advised to contact Alliance Mortgage and discover just how

much they can do for you.

WHICH TYPE OF

MORTGAGE

SHOULD

I CHOOSE?