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45

Buying your new home

Legal fees

£

Mortgage broker fee

£

LBTT (Land and Buildings Transaction Tax) £

Deposit for mortgage

£

Arrangement fee to lender

(if applicable)

£

Additional fees

£

Storage/removal company/ van hire

£

Bridging loan

(if required)

£

Total cost of purchase

£

Anticipated monthly cost

Mortgage payment

£

Life insurance/income protection

£

Buildings and contents insurance

£

Rates payable

£

Total monthly property costs

£

Settling in costs

Repairs, alterations and decoration

£

Telephone/internet

£

Gardening

£

Fixtures and fittings

£

Furniture

£

Curtains and carpets

£

Total of settling in costs

£

CHECKL I ST

BUDGET

This Guide to Moving Home has been prepared for

PROPERTY WISE of Onchan, Port Erin, Ramsey and Peel by

GLARIC CONSULTANCY LIMITED, 58 Hove Road,

Lytham St Annes, FY8 1XH

T: 0800 1303 556 E:

glaric@aol.com

W:

www.glaric.com

Copyright Glaric Consultancy Ltd 2020. All rights reserved. No part of this

publication may be reproduced, copied or stored in any way whatsoever

without the prior written permission of the publisher. (02.20)

Whilst it is believed that the editorial features included in this Guide are

representative of the businesses appearing, no responsibility will be

accepted by PROPERTY WISE or GLARIC CONSULTANCY LIMITED in

respect of any products or services supplied by them.