45
Buying your new home
Legal fees
£
Mortgage broker fee
£
LBTT (Land and Buildings Transaction Tax) £
Deposit for mortgage
£
Arrangement fee to lender
(if applicable)
£
Additional fees
£
Storage/removal company/ van hire
£
Bridging loan
(if required)
£
Total cost of purchase
£
Anticipated monthly cost
Mortgage payment
£
Life insurance/income protection
£
Buildings and contents insurance
£
Rates payable
£
Total monthly property costs
£
Settling in costs
Repairs, alterations and decoration
£
Telephone/internet
£
Gardening
£
Fixtures and fittings
£
Furniture
£
Curtains and carpets
£
Total of settling in costs
£
CHECKL I ST
BUDGET
This Guide to Moving Home has been prepared for
PROPERTY WISE of Onchan, Port Erin, Ramsey and Peel by
GLARIC CONSULTANCY LIMITED, 58 Hove Road,
Lytham St Annes, FY8 1XH
T: 0800 1303 556 E:
glaric@aol.comW:
www.glaric.comCopyright Glaric Consultancy Ltd 2020. All rights reserved. No part of this
publication may be reproduced, copied or stored in any way whatsoever
without the prior written permission of the publisher. (02.20)
Whilst it is believed that the editorial features included in this Guide are
representative of the businesses appearing, no responsibility will be
accepted by PROPERTY WISE or GLARIC CONSULTANCY LIMITED in
respect of any products or services supplied by them.