Estate Agents and Chartered Surveyors mgy.co.uk No ordinary agent.
Expertise - We’ve got this covered Our range of services cover residential and commercial sales and lettings and commercial property sales, along with operating as RICS Chartered Surveyors & Registered Valuers, residential auctioneers, new homes and land development. We are members of RICS, ARLA, ALMA, NAEA, The Property Ombudsman sales and lettings, The Tenancy Deposit Scheme and we are Rent Smart Wales Licenced. This demonstrates our commitment to ethical practices and consistency in standards, meaning you can have full confidence and trust in us through our credentials. Locations - Just around the corner With six offices strategically placed we comprehensively cover South East Wales: we serve the North West from our Radyr office and the North East from our Heath office, whilst the head office Cardiff Bay covers the South, the majority of the City Centre and The Vale Of Glamorgan. Our recent acquisitions include the Pontcanna branch covering the outskirts of the city centre with our fifth branch in Whitchurch village covering all of the North and Rhondda Cynon Taff. Our sixth office is Penarth which covers the Vale of Glamorgan. © Copyright Glaric Consultancy Ltd. 2024 Independent since 1987 you will feel at home with us About Us - No ordinary agent More than just an estate agent we are a people focused business made up of a team of caring, professional, and diligent experts who happen to be in property. Our reputation has been earned through consistently delivering results for our sellers and landlords, an outstanding level of service for our buyer and tenants by matching them with properties which meet their needs, we support and care for the communities we serve and are proud to be your trusted agent. We don’t just see our role as selling houses and renting apartments or helping people find a roof over their head. We make it our mission to connect people with homes that make their hairs stand on end and fall in love with. We achieve the results our customers deserve through being passionate about what we do. We love what we do and see that it’s our job to make selling-buyingrenting or letting as stress free as possible based on our experienced people. Our mission is to challenge ourselves to make the entire process enjoyable and memorable. A home is not a place where you sleep, cook and keep warm, it’s about creating long lasting memories and feelings of love and security, therefore you will feel at home with MGY.
People - Engaging face to face interaction We understand the power of face to face and our team of over 30 property experts will work tirelessly for you the seller, or the landlord, to match buyers and tenants with their dream homes. This will achieve valuations which are honest reflecting supply and demand in the timeliest manner possible. We are proud to say that our staff retention levels are industry leading because we treat our employees fairly and they are empowered, rewarded, and motivated to succeed for you the customer. We promote our staff from within and this creates an inclusive culture similar to those homemade family values. Our team will get to know you and understand your unique set of requirements and hold themselves accountable for delivering better results, this is what sets us apart from the crowd. Award winning – Don’t just take our word for it We were voted the 2021 All Agent GOLD winners for “Best Letting Branch” in WALES and voted the 2021 All Agent SILVER winner for “Best Sales Branch Of The Year” in Wales. These awards are based on authentic customer reviews via the UK’s largest review website for the property industry. We build our businesses on the back of recommendations, and we have the awards to back this up, voted by our customers. © Copyright Glaric Consultancy Ltd. 2024 Our Directors Mark Iles A former pupil of Monmouth School Mark attended Glamorgan University. Mark joined MGY in 1992 as a Graduate Surveyor, qualifying in 1996 as a Member Of The Royal Institution Of Chartered Surveyors. In his time at MGY Mark has worked extensively across our Commercial Department as well as our Survey Department. Mark leads the survey and valuation department and deals with all aspects of commercial property within South Wales. Mark is responsible for our relationships with land developers and oversees both residential and commercial land development for MGY. In his spare time Mark coaches his son’s football team, Ty Celyn, which keeps him fit and healthy. He is also an avid Cardiff Rugby supporter. Michelle Bishop Michelle joined the company in 1990 as sales negotiator, moving into a new role as our founder Michael Young’s PA, eventually becoming a director of the company in 2016. A people person Michelle is organised, diligent with a “Can Do” attitude. Michelle is responsible for managing operations and HR. Michelle switches off by spending time with family and enjoying long walks with friends around Roath Park Lake and Parc Cefn Onn. For anybody looking to make a move into property or rise through the ranks into leadership, Michelle’s best advice is: “Grow your people handling skills, don’t be afraid to get your hands dirty and study the market to get a real understanding of how an estate agency business operates.” James Thomas James leads our Radyr Office, New Homes and Marketing. James is a former pupil of Radyr High School. A talented rugby player James enjoyed a successful playing career from Cardiff & Wales age grade into semi-professional and professional rugby. James joined the business in 2012 as a Sales & Lettings Negotiator position moving onto Commercial Agency. From there James has risen through our ranks and taken a leadership role where he has progressed from Assistant Sales Manager, Branch Manager and now Director. Our brand guardian James has a passion for marketing and through his eye for detail and a pursuit of excellence James ensures that both our overall brand and branch office in Radyr is portrayed clearly, consistently and professionally. James has demonstrated the hallmark attributes of a successful estate agent by way of hard work, persistence and by treating his colleagues with care and respect.
MGY Lettings and Rentals Calling Landlords and Tenants Being one of Cardiff’s longest established Lettings Agents, for clients large and small, corporate and private, MGY property management’s team of friendly staff has built a sound reputation based on the professional service provided. Letting Services We stay up to date with the changing legalities in the lettings landscape and provide a full range of packages and services for Landlords, including: property letting, rent processing, tenancy management, property repairs and maintenance, inventories and property visits. Your property will be expertly marketed on our website at www.mgy.co.uk, on Rightmove and OnTheMarket, two of the highest profile property portals in the UK. Our services are also promoted on social media platforms including Instagram, Twitter and Facebook. This means we will ensure that the most suitable tenant is found as swiftly as possible. As a regulated agent we are members of: ARLA (Association of Residential Letting Agents), the Ombudsman Scheme for Estate Agents; and each bond is protected through the Tenancy Deposit Scheme (TDS) and the Deposit Protection Service (DPS). Renting Services If you are looking for a Cardiff property to rent, we offer unrivalled coverage across the area and have a regular supply of properties available in a range of styles and budgets. Our independent referencing procedure means that your application will usually be processed in a matter of days ensuring an efficient move. Once in a MGY property, you can rest easy knowing that the property and your landlord will be legally compliant and your bond will be secure. One call is all it takes If you are considering letting or renting in Cardiff, give us a call to sign up for an uncomplicated, personal yet professional, lettings experience. © Copyright Glaric Consultancy Ltd. 2024
Commercial Sales and Lettings MGY Commercial Property Services If you have interest in a commercial property or property development and are looking to acquire or dispose of a commercial property via sale or letting, we are here to make your transactions smooth and efficient. As one of Cardiff’s longest established Commercial Estate Agents and Chartered Surveyors, our local knowledge of the commercial sector is extremely well founded. As members of RICS (Royal Institute of Chartered Surveyors) you can be sure of best practice. We offer a full professional Commercial service that incorporates a wealth of experience, coupled with all the advantages of modern technology including: website and online publicity, virtual reality tours, drones and top down floor plans. Providing a professional yet personal service remains our focus, in line with the rest of our business, which is why our customers stay customers and continue to highly recommend us. MGY Surveys and Valuations Whether investing, purchasing, developing or leasing, making a commercial property decision is effortless with our survey and valuations service which is available to vendors and buyers. We offer a complete range of surveys and valuations for commercial property requirements including market appraisals and/or providing definitive values. Market Appraisals For sales and lettings, an MGY commercial expert will assess the property’s condition and share neighbouring values achieved; as well as guiding and advising on the local commercial climate and the best way to market the property. Valuations A formal valuation will be carried out by a RICS qualified valuer, who can assist with valuations for tax purposes, secured lending and asset valuations. Information regarding buyers or tenants, boundary disputes and expert witness or litigation information may also be provided. We also manage the provision of Energy Performance Certificates. © Copyright Glaric Consultancy Ltd. 2024
The Law Society accreditation scheme logos Guidelines for use The Law Society accreditation scheme logos should be used on members’ stationery and promotional material. To ensure that the logos are produced consistently please send a copy of these guidelines to your designer or printer along with the relevant logo. Logos Each scheme has its own logo and colour. The log should always be shown as illustrated in Fig 1.1. FIG. 1.1 DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K LIGHT BLUE - CYAN 100C/0M/0Y/0K BLACK 0C/0M/0Y/100K LIGHT GREEN - PMS 382 30C/0M/94Y/0K BLACK 0C/0M/0Y/100K RED - PMS 485 0C/100M/91Y/0K BLACK 0C/0M/0Y/100K ORANGE - PMS 021 0C/51M/87Y/0K BLACK 0C/0M/0Y/100K PURPLE - PMS 7432 0C/55M/3Y/10K BLACK 0C/0M/0Y/100K YELLOW - PMS 123 0C/30M/94Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K PINK - MAGENTA 0C/100M/0Y/0K BLACK 0C/0M/0Y/100K LILAC - PMS 272 60C/47M/0Y/0K BLACK 0C/0M/0Y/100K BLUE - PMS 285 91C/43M/0Y/0K BLACK 0C/0M/0Y/100K The Law Society accreditation scheme logos Guidelines for use The Law Society accreditation scheme logos should be used on members’ stationery and promotional material. To ensure that the logos are produced consistently please send a copy of these guidelines to your designer or printer along with the relevant logo. Logos Each scheme has its own logo and colour. The logos should always be shown as illustrated in Fig 1.1. 2 Because of the printing process used for this brochure, these colours are indicative only. FIG. 1.1 DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K LIGHT BLUE - CYAN 100C/0M/0Y/0K BLACK 0C/0M/0Y/100K LIGHT GREEN - PMS 382 30C/0M/94Y/0K BLACK 0C/0M/0Y/100K RED - PMS 485 0C/100M/91Y/0K BLACK 0C/0M/0Y/100K ORANGE - PMS 021 0C/51M/87Y/0K BLACK 0C/0M/0Y/100K PURPLE - PMS 7432 0C/55M/3Y/10K BLACK 0C/0M/0Y/100K YELLOW - PMS 123 0C/30M/94Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K PINK - MAGENTA 0C/100M/0Y/0K BLACK 0C/0M/0Y/100K LILAC - PMS 272 60C/47M/0Y/0K BLACK 0C/0M/0Y/100K BLUE - PMS 285 91C/43M/0Y/0K BLACK 0C/0M/0Y/100K The Law Society accreditation scheme logos Guidelines for use The Law Society accreditation scheme logos should be used on members’ stationery and promotional material. To ensure that the logos are produced consistently please send a copy of these guidelines to your designer or printer along with the relevant logo. Logos Each scheme has its ow should always be shown Because of the printing process used for this brochure, these colours are indicative FIG. 1.1 DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K LIGHT BLUE - CYAN 100C/0M/0Y/0K BLACK 0C/0M/0Y/100K LIGHT GREEN - PMS 382 30C/0M/94Y/0K BLACK 0C/0M/0Y/100K RED - PMS 485 0C/100M/91Y/0K BLACK 0C/0M/0Y/100K ORANGE - PMS 021 0C/51M/87Y/0K BLACK 0C/0M/0Y/100K PURPLE - PMS 7432 0C/55M/3Y/10K BLACK 0C/0M/0Y/100K YELLOW - PMS 123 0C/30M/94Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K PINK - MAGENTA 0C/100M/0Y/0K BLACK 0C/0M/0Y/100K LILAC - PMS 272 60C/47M/0Y/0K BLACK 0C/0M/0Y/100K BLUE - PMS 285 91C/43M/0Y/0K BLACK 0C/0M/0Y/100K The Law Society accreditation scheme logos Guidelines for use The Law Society accreditation scheme logos should be used on members’ stationery and promotional material. To ensure that the logos are produced consistently please send a copy of these guidelines to your designer or printer along with the relevant logo. Logos Each scheme has its own logo and colour. The logos should always be shown as illustrated in Fig 1.1. 2 Because of the printing process used for this brochure, these colours are indicative only. FIG. 1.1 DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K DARK BLUE - PMS 288 100C/65M/0Y/30K BLACK 0C/0M/0Y/100K LIGHT BLUE - CYAN 100C/0M/0Y/0K BLACK 0C/0M/0Y/100K LIGHT GREEN - PMS 382 30C/0M/94Y/0K BLACK 0C/0M/0Y/100K RED - PMS 485 0C/100M/91Y/0K BLACK 0C/0M/0Y/100K ORANGE - PMS 021 0C/51M/87Y/0K BLACK 0C/0M/0Y/100K PURPLE - PMS 7432 0C/55M/3Y/10K BLACK 0C/0M/0Y/100K YELLOW - PMS 123 0C/30M/94Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K GREEN - PMS 361 76C/0M/91Y/0K BLACK 0C/0M/0Y/100K PINK - MAGENTA 0C/100M/0Y/0K BLACK 0C/0M/0Y/100K LILAC - PMS 272 60C/47M/0Y/0K BLACK 0C/0M/0Y/100K BLUE - PMS 285 91C/43M/0Y/0K BLACK 0C/0M/0Y/100K Accredited by Howells Solicitors are one of Wales’ leading conveyancing law firms and have six regional offices in Cardiff, Newport, Swansea, Talbot Green, Caerphilly and Bridgend. They specialise in property transactions and each month across the UK they complete property purchases worth over £50,000,000. A large percentage of their clients are either returning clients or are referred to them by estate agents and national house builders as they trust Howells Solicitors to complete cases quickly and efficiently. They provide a personal service and always keep their clients updated on the progress of their transaction. They offer a “no sale no fee” promise and they have a keen interest in completing your purchase or sale quickly and efficiently. Howells Solicitors want to keep you happy and they do this by communicating with you throughout the process and providing a friendly, professional service that is cost effective. They have excellent testimonials and receive on average 25 positive testimonials each week from their conveyancing clients. Some of these can be viewed on their website www.howellslegal.com Howells has recently become a multi-award winning firm, Achieving:- • Voted the Best Large Conveyancing Firm in the UK (Silver) by the Times and Sunday Times 2016 • Voted the Best Large Conveyancing Firm in the UK (Gold) by the Times and Sunday Times 2015 • Overall Conveyancing Firm of the Year 2016 (2nd year running) LFS Awards • Direct Conveyancing Firm of the Year 2016 (2nd year running) LFS Awards • Wales and West Midlands Conveyancing Firm of the Year 2016 (3rd year running) LFS Awards • Conveyancing Firm of the Year - Best in Wales – Modern Law Conveyancing Awards 2016 They have a great working relationship with Michael Graham Young, stemming back through many years of successful conveyancing transactions. They have excellent local knowledge and, being competitively priced, they also provide a fast and efficient service. They are very flexible and enjoy face to face meetings or they can conduct your entire case via e-mail – which ever method suits you. At Howells they promise that there will be no surprises at the end of your transaction and the written quote they provide you with at the beginning of the transaction lists all the associated costs and disbursements (payments to third parties) so you can be confident the price you are quoted is the price you will pay. Your case will be handled by one of their fully qualified solicitors with a wealth of experience in residential conveyancing. Howells residential team has expanded rapidly over the past twelve months, meaning there is always someone available around the clock to assist you. Once you have purchased a property, Howells can also offer a comprehensive range of private client services specialising in Estate Planning and Trusts. Howells are members of solicitors for the Elderly and STEP (The Society of Trust and Estate Practitioners) and have a dedicated team of highly experienced Solicitors who can make sure that your wishes are abided by in a tax efficient manner. Howells are also in The Legal 500 and Chambers publications as leaders in their field and recommended by the South Wales and Gwent Police Federations as their chosen local Welsh Solicitor. Their Range of Services Include: • Property (New Build, Residential and Commercial) • Landlord and Tenant Law • Business Affairs • Wills and Probate • Trusts and Estate Planning • Divorce and Family Matters • Childcare Law • Employment • Personal Injury • Litigation Contact Them... Please contact them today for a confidential, no obligation quotation of their legal fees. t: 02920 404020 e: info@howellslegal.com www.howellslegal.com silver LARGE CONVEYANCER estate agency 2016
A professional bespoke service to exceed expectations.
Conveyancing. Specialist Property. Family Law. Litigation. Commercial and Employment Law. Probate Wills and Trusts Robertsons Solicitors has been based in the heart of the Welsh capital for over 100 years and has offices on Park Place, Windsor Place and an additional office in Barry. From its early days, the firm has been committed to serving the people of South Wales, striving to provide first-class legal advice through its values of ‘service, expertise and community.’ Service, in that the firm always seeks to deliver a first-class service and provide the support that clients need, even during the most challenging circumstances. Expertise, through the breadth, depth and wealth of experience that lies within the team across all areas of law. And Community, serving and supporting the people of South Wales through its services, and by supporting local arts, sports and charities through fundraising and sponsorship. Robertsons aims to work with their clients for life; from a clients’ very first house purchase to preparing their Wills and Lasting Powers of Attorney, supporting them through any challenges that life and work may bring and managing their estate when the time comes. Here for you
Conveyancing is often a client’s first interaction with a solicitor which can be daunting. Robertsons’ residential, commercial and specialist property teams are highly experienced in acting for buyers and sellers, often anticipating potential issues before they have arisen. Every sale or purchase is different and the team strive to ensure that clients are guided through each step of the process by making use of all forms of communication including face-to-face meetings, virtual meetings and email. There is even a client portal on the Robertsons website where documents may be easily shared to ensure that the process is as speedy as possible. Robertsons Solicitors work with their clients on a relationship basis, rather than a case-by-case basis truly making them lawyers for life. Full details of all services can be found via www.robsols.co.uk and the firm regularly posts updates and news to its Facebook, Instagram or LinkedIn pages. 6 Park Place, Cardiff, CF10 3RS Tel: 02920 237 777 Email: law@robsols.co.uk www.robsols.co.uk
Fast & Friendly Mortgage Advice in Cardiff Eden Hawk Financial Solutions are committed to providing the most suitable level of professional service by searching the whole of the market and selecting the most suitable products to suit your individual needs. The business has an abundance of industry experience within their team of brokers and advisers to offer you the right mortgages, products and protection advice, whilst maintaining the highest levels of service. MGY Estate Agents and Eden Hawk Financial Solutions have formed a partnership to provide a local mortgage offering for residential and commercial clients. When advising from their range of products, you have the protection of the Financial Conduct Authority (FCA). You can expect to receive all the help, advice and guidance you will require to review your mortgage requirements and select the most suitable mortgage for your particular needs. If you already have an existing mortgage or are a first time buyer, Eden Hawk Financial Solutions can advise you on your most suitable options. The mortgage market place is constantly changing and you would be well advised to look at all the options on a regular basis. Their services include: • First Time Buyers • Home Mover • Remortgage • Buy to Let • Equity Release • Commercial Finance • Mortgage Protection Commercial mortgages are available by referral to a master broker only. Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits. Whether you are a first time buyer, moving home or want to review your existing mortgage, Eden Hawk Financial Solutions are here to make it easy! Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact one of their specialist advisers today. Tel: 02920 490 144 www.edenhawk.co.uk Hamed Redmore Mobile: 07817 441 647 Email: hamed@edenhawk.co.uk Tom Willis Mobile: 07794 040 134 Email: tom@edenhawk.co.uk Unit 3, Lewis Court, Portmanmooor Road, Cardiff, CF24 5HQ Established and trusted mortgage broker with decades of experience in the UK property market. Family and mortgage protection that provides peace of mind and allows you to make financial decisions based on trusted advice. They have relationships with lenders that serve the whole of the market, they can determine the most suitable service for your needs. As experienced financial advisors, they have strong working relationships with accountants, solicitors and estate agents in Cardiff and throughout the UK. With years of mortgage brokerage and insurance experience, they understand how to deal with lenders and providers to ensure everything goes smoothly and in as timely a manner as possible.
Pre-Purchase Property Surveys Every house irrespective of its age, condition or value must have a valuation carried out before any lender will agree to a loan for its purchase. Whilst this valuation safeguards the interests of the lender, it does little to protect you as the purchaser. It is recommended that you obtain your own Pre-Purchase Survey. Roger North Long and Partners is an independent firm of Chartered Surveyors who have been established since 1988. They have extensive experience of surveying properties in and around Cardiff and South East Wales. They are not linked to any Banks, Building Societies, other financial institutions or Estate Agents which means you are guaranteed to receive impartial advice which looks after your interests. Roger North Long and Partners provide a range of property surveys and are able to adapt their reports to your specific requirements. Their surveys include Independent Valuation Reports, RICS Condition Reports, RICS Homebuyer Reports and Residential Building Surveys.
5 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ Tel: 029 2048 4484 Email: info@rogernorthlong.co.uk www.rogernorthlongsurveyors.co.uk A description of their different surveys can be found on their web site at www.rogernorthlongsurveyors.co.uk Alternatively, they are happy to discuss your specific requirements and advise on the best survey to cover your needs. Where required they also undertake Specific Defect Reports whether that is in relation to structural defects, structural movement or other concerns that you may have which have been raised by your mortgage company. A property purchase is a significant investment and commissioning an independent survey for your own purposes prior to purchase is advised. Roger North Long and Partners are the ideal company to help and advise you.
A High Class Removal Service to South Wales Families & Businesses for over 100 years! By choosing Chapman as your moving company you will ensure that everything goes as smoothly as possible. They will make you and your family their first consideration. Everyone knows moving house can be one of the most stressful times of your life. It is important, therefore, that you choose a professional, reliable removal company who are experts in taking good care of your possessions and making your move as ‘hasslefree’ as possible. Chapman of Cardiff pride themselves on offering competitive prices and will always provide their customers with advice and estimates before they start work.
Chapman have been in business for several generations and have built their reputation on providing a helpful and reliable service, moving you and your valued possessions without damage and with as little fuss as possible. Moving to a new home always takes a lot of care, planning and time to get it right. By choosing Chapman as your moving company you will ensure that everything goes as smoothly as possible. They will make you and your family their first consideration. Chapman of Cardiff will provide you with a free survey and quotation without obligation. Then they will discuss schedules and help you plan the move so that you can be installed in your new home and settled in as quickly as possible. Whether it is across the town or around the world their packing, storage, insurance and other services are designed to give you the best possible removal. Take a look at their website then call them for a free, no obligation quotation. Unit 3e Pentland Close, Llanishen, Cardiff, CF14 5DJ Tel: 02920 761 538 Email: sales@chapmanremovals.com www.chapmanremovals.com
BioRiskLtd Based in Wales and the South West of England, BioRisk Ltd is a well-established family style business that is in the unique position of being able to offer their clients an efficient and completely impartial assessment of their properties at a very competitive price. BioRisk are able to offer this service because they are not affiliated with any external contractors or groups, so you can rest assured that their only agenda is helping you become compliant with the latest Government, Health & Safety Executive (HSE), and Local Authority Legislation, and that there are no hidden costs. In the interest of impartiality, it is their policy not to recommend contractors to carry out any remedial work that may be revealed by an assessment. The business pride themselves on the fact that they will not be beaten on price, whilst maintaining their very high standards of work and working practices. BioRisk Ltd as a business, strive for professionalism, enthusiasm and commitment from all involved through their core values of integrity, respect, loyalty and dependability. BioRisk operate within strict ethical and legal guidelines ensuring complete transparency of all they do. For their clients and team, they will help provide a safe and secure future. Whether you are a private Landlord with one property, a Letting Agent with many hundreds, or a Social Housing Provider, they offer you a cost-effective solution and service to meet your needs. Their friendly customer service, professionalism, impartiality and use of cutting-edge technology provide you with rapid turnaround. They can eliminate the problem of voluminous paper documentation for larger businesses with their unique, proprietary, computer applications. Their area representative will be happy to visit to show how these could work for you. BioRisk Ltd cover predominantly South Wales, Bristol, Bath and surrounding areas. Any reports/certifications carried out by them will be made available to the client within 24 hours of completion. Property Management Solutions Andrew Newman (Director) Mobile: 07725 050 783 Email: anewman@bioriskltd.co.uk Chris Gillam (Director) Mobile: 07984 592 417 Email: cgillam@bioriskltd.co.uk For all enquiries and bookings please call: 0345 505 74 75 www.bioriskltd.co.uk The Engineering Hall, Winding Wheel Lane, Penalta, CF85 6AL
BioRisk Services Property Inventories Both Rental and Student accommodation Schedule of Condition Rental, Small Commercial, HMO’s, Care Homes and Sheltered Accommodation Properties SAP On Construction and New Build Energy Performance Assessments Tenant Check in service Both Rental and Student accommodation Floor Plans Both Commercial and Domestic properties Legionella Risk Assessments Domestic, Commercial and Retail properties Property Midterm & Checkout Inspections Both Rental and Student accommodation Domestic & Commercial EPC Certificates Sales, Lettings and Private owners Portable Appliance Testing Domestic and Retail properties
Mobile phone provider Broadband provider Telephone provider TV provider Gas and electricity provider Insurance provider Credit card provider Bank and/or building society Pensions and investment provider Loyalty cards TV Licensing Vehicle registration – DVLA Drivers licence - DVLA Inland revenue Electoral roll Doctor Dentist Optician Vet School Nursery Employer Moving Checklist
About the Sales Process The process of selling a property is quite complex and takes time. It helps if you understand where you are in that process at any given time, so an outline of the entire process follows. Before you take the decision to put your property on the market, you would be well advised to instruct a Solicitor or Conveyancer to handle your conveyancing. The majority of people will not speak to a Solicitor until they have received an offer, however this can hold up the entire process. When you have received and accepted an offer on your property, the buyer’s solicitor will send a letter confirming that your buyer has mortgage approval in principle. As part of the conveyancing process, you or your Solicitor may be asked questions about your property or you may be asked to produce documentation supporting any information you provide. Your buyer’s Solicitor will also commence the legal and local authority searches legally required for a sale. These will confirm your legal right to sell the property which is called ‘Evidence of Title’ and will also confirm the boundaries of the property. Once all the searches and other details have been agreed, a contract for the sale will be put together and will be exchanged, this is known as ‘the exchange contracts.’ This is also the point at which a completion date will be arranged with the buyer. On the agreed completion date, the appropriate funds will be transferred from the buyer’s Solicitor to your Solicitor and when this has been confirmed you will pass over the property keys to your buyer. Never hand over the keys until your Solicitor has told you that the transfer of funds has been completed. You should never at any time attempt to conceal information and should answer any questions honestly and to the best of your knowledge. Any communication must be through your Solicitor and your estate agent. Never communicate with your buyer’s Solicitor or with your prospective buyer. The process is involved and is necessary to safeguard your best interests. MGY is here to help every step of the way.
Buying your new home Legal fees £ Mortgage broker fee £ LBTT (Land and Buildings Transaction Tax) £ Deposit for mortgage £ Arrangement fee to lender (if applicable) £ Additional fees £ Storage/removal company/ van hire £ Bridging loan (if required) £ Total cost of purchase £ Anticipated monthly cost Mortgage payment £ Life insurance/income protection £ Buildings and contents insurance £ Council tax £ Total monthly property costs £ Settling in costs Repairs, alterations and decoration £ Telephone/Mobile and Broadband Bills £ Gardening £ Fixtures and fittings £ Furniture £ Curtains and carpets £ Total of settling in costs £ Budget Checklist
Residential Property Sales & Purchasing Costs It is inevitable that when you buy or sell a property you will attract costs and you will find listed below the majority of those applicable. The actual amounts will vary and are dependent upon the price of the property being sold or purchased. Selling a Residential Property Estate Agents Costs – These are calculated as a percentage of the sale price. When you first put your property onto the market, we will have agreed with you a percentage commission which would include all the marketing and advertising activity associated with selling and promoting your home. Energy Performance Certificate – This is now a legal requirement and we will arrange to have this carried out. Costs will be relevant to the size of your property. Legal Costs – These are associated with all the work your Solicitor will carry out during the conveyancing process and will be agreed before you instruct them. Purchasing a Residential Property Deposit – Once again a variable, however, this is the amount your mortgage provider will require you to pay as a down payment in order to obtain your mortgage. Mortgage Valuation/Survey – This is an area you need to think about as you have three options. • The Valuation Report only covers the mortgage provider. It will not tell you about any structural defects or other problem areas which could undermine your investment. • The HBSA is a more detailed report and whilst costing a little more does provide a much more in depth analysis of your proposed purchase. • The structural survey is advised for older properties and in areas where there are known problems, such as subsidence. MGY Chartered Surveyors will be happy to advise you. Mortgage Booking/Application Fee – This is a fee levied by your mortgage broker for setting up the mortgage and acting on your behalf. The cost can vary, but will be identified at the start of the process. Stamp Duty Land Transaction Tax – In Wales we pay Land Transaction Tax which is a variable percentage payable to the Government. The threshold at June 2019 is £125,000 for residential properties and £150,000 for non-residential land and properties. Different rules apply to first time buyers. A Stamp Duty Land Tax Calculator is available at www.gov.uk/stamp-duty-land-tax. There may be other costs associated with the purchase of a property, however, the ones listed above are the major areas you should be aware of.
Advice To People Selling Property Selling your property quickly, efficiently and getting the best market value in line with market conditions has to be a priority for any prospective vendor and there are a few simple steps you can take to improve your chances greatly. First impressions are very important, your prospective purchaser will form an opinion within thirty seconds of drawing up outside your property. So make sure your garden is kept tidy, a well kept garden usually looks larger and needing less maintenance than an untidy one. A fresh coat of paint can work wonders to improve the appearance of the exterior and interior of your property. Make sure your property is free of clutter both inside and outside. Fresh air and the smell of flowers can make a home feel more welcoming in the summer, while a warm home with cosy lighting can do the same in winter. If you have pets, be sure to clean thoroughly and try to keep them isolated during viewings, as they may be off-putting to buyers who do not like animals. Advice to people viewing property There are very few purchasers who buy the home of their dreams and do not want to change anything. All too often when you view a property you see it as it is, not as what it could be. The best way to most effectively view a property is to list all the positive and negative points of the property and your feelings about it. Then in your own time sit down and work out how much it will cost you to alter the property to your own tastes and requirements. The businesses featured in this guide are there to help you do this. At the end of the day the choice is yours, however, over the years we have all seen so many property transformations which have taken even the most run down properties and turned them into the pride and joy of their owners.
Telephone Numbers To Keep At Hand Health Services Cardiff Royal Infirmary 029 2049 2233 University Hospital of Wales 029 2074 7747 Rockwood Hospital 029 2041 5415 NHS Direct 0845 46 47 Emergency Services South Wales Police 01656 655 555 South Wales Fire Service 01443 232000 Councils & Local Councils Cardiff Council 029 2087 2087 Vale of Glamorgan Council 01446 700 111 Utilities, Conservation & Recycling Water ( ) Gas ( ) Electricity ( ) Gas Emergencies 0800 111 999 British Telecom - Moving House 0800 800 150 Floodline 0345 988 1188 Environmental Emergencies 0800 807 060 Environmental Agency 03708 506 506 Waste Watch Wasteline (recycling enquiries) 0870 243 0136 Energy Efficiency Advice Centres 0800 512012 Animal Welfare RSPCA (24 Hour Hotline) 02920 373 819 Travel Information Cardiff International Airport 01446 711111 Bristol International Airport 0371 334 4444 Eurostar 03432 186 186 National Rail Enquiries 03457 484 950 Libraries Cardiff Central Library 029 2038 2116 Canton Library 029 2078 0999 Cathays Library 029 2078 5580 Local Trading Standards Cardiff Council 03454 040 506 This Guide to Moving Home has been prepared for MGY of Cardiff Bay, Radyr, Heath, Pontcanna, Penarth and Whitchurch by GLARIC CONSULTANCY LIMITED, 58 Hove Road, Lytham St Annes, FY8 1XH T: 0800 1303 556 E: glaric@aol.com W: www.glaric.com Copyright Glaric Consultancy Ltd 2024. All rights reserved. No part of this publication may be reproduced, copied or stored in any way whatsoever without the prior written permission of the publisher. (08.24) Whilst it is believed that the editorial features included in this Guide are representative of the businesses appearing, no responsibility will be accepted by MGY or GLARIC CONSULTANCY LIMITED in respect of any products or services supplied by them.
Cardiff Bay Colum Buildings 13 Mount Stuart Square Cardiff Bay Cardiff CF10 5EE Sales: 029 2046 5466 Rentals: 029 2047 5191 Commercial: 029 2047 5192 Email: bay@mgy.co.uk Heath 114 Caerphilly Road Birchgrove Cardiff CF14 4QG Sales: 029 2052 9026 Rentals: 029 2052 4170 Email: birchgrove@mgy.co.uk Radyr 6 Station Road Radyr Cardiff CF15 8AA Sales: 029 2084 2124 Rentals: 029 2084 5063 Email: radyr@mgy.co.uk Pontcanna 95 Pontcanna Street Cathedral Road Pontcanna Cardiff CF11 9HS Sales: 029 2039 7152 Rentals: 029 2039 7152 Email: pontcanna@mgy.co.uk Whitchurch 64 Merthyr Road Whitchurch Cardiff CF14 1DJ Sales: 02922 745848 Lettings: 02922 745848 Email: whitchurch@mgy.co.uk Penarth 17 Glebe Street Penarth Vale of Glamorgan CF64 1ED Sales 029 2070 7064 Rentals 029 2070 7064 Email: penarth@mgy.co.uk in Wales
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