© Copyright Glaric Consultancy Ltd. 2013
4 Guide to moving home
David Ball Residential
Which type of Mortgage should I choose?
It is very easy to get confused by all the different type of mortgages
that seem to be available in today’s financial jungle and it is
only right and proper that there is such a wide choice, after all,
everyone’s individual circumstances are different, which also makes
our financial requirements different.
Newquay Mortgage and Pensions
are experienced Mortgage and
Financial Planners and are ideally placed to find the right mortgage
for your personal circumstances.
Because the financial institutions realise that we are all different with
differing financial commitments, they also appreciate that no one can
predict what may or may not happen to us in the future.
You may find that your income stays much in line with inflation and
you wish to carry on paying the same monthly payment until the
end of the term. Conversely, you could find a definite uplift in your
finances and may wish to increase the amount you pay monthly,
or pay off a lump sum and finish the mortgage in lesser number of
years.
Whatever the situation that arises, you can be sure there will be an
option or clause to cover it, however the average home buyer cannot
be expected to know them all. This is where Newquay Mortgage
and Pensions can really help you.
They have a team of highly trained individuals who have an intimate
knowledge of the mortgage market place and are up to date with all
the changes that take place on a regular basis. More importantly,
they are not biased towards any one particular company.
This means that they will hold a confidential review with you and
when they have a clear understanding of your requirements they will
help you choose from the thousands of mortgages available from a
multitude of lenders. They are also able to advise you on a host of
other areas including pensions, savings and investments.
Once this process is complete and you are settled in your new
home, they will continue working on your behalf to make sure that
the mortgage you have in place will always remain competitive as
interest rates and mortgage schemes change on a regular basis.
Choosing the wrong mortgage might well turn out to be a costly
mistake, on top of which, it will also be an experience you could
well do without. The choice of who supplies your mortgage is quite
rightly yours, but you would be well advised to contact Newquay
Mortgage and Pensions and discover just how much they can do for
you.
1st Floor Offices, 19-21 East Street,
Newquay, TR7 1DN
Tel: 01637 851 444
Fax: 01637 850 774
Email:
AUTHORISED AND REGULATED BY THE FINANCIAL SERVICES AUTHORITY.
YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
