© Copyright Glaric Consultancy Ltd. 2014
4
Guide to moving home
East of Exe
Which type of Mortgage should I choose?
It is very easy to get confused by all the different type of mortgages
that seem to be available in today’s financial jungle and it is
only right and proper that there is such a wide choice, after all,
everyone’s individual circumstances are different, which also makes
our financial requirements different.
MBS Financial Consultancy
are experienced Mortgage and
Financial Planners and are ideally placed to find the right mortgage
for your personal circumstances.
Because the financial institutions realise that we are all different with
differing financial commitments, they also appreciate that no one can
predict what may or may not happen to us in the future.
You may find that your income stays much in line with inflation and
you wish to carry on paying the same monthly payment until the
end of the term. Conversely, you could find a definite uplift in your
finances and may wish to increase the amount you pay monthly,
or pay off a lump sum and finish the mortgage in lesser number of
years.
Whatever the situation that arises, you can be sure there will be
an option or clause to cover it, however, the average home buyer
cannot be expected to know them all. This is where MBS Financial
Consultancy can really help you.
Mark Bonning-Snook is highly trained and has an intimate
knowledge of the mortgage market place and is up to date with all
the changes that take place on a regular basis. More importantly, he
is not biased towards any one particular company.
This means that Mark will hold a confidential review with you and
when he has a clear understanding of your requirements he will
help you choose from the thousands of mortgages available from a
multitude of lenders. Mark can also advise you on a host of other
areas including pensions, savings and investments.
Once this process is complete and you are settled in your new
home, Mark will continue working on your behalf to make sure that
the mortgage you have in place will always remain competitive as
interest rates and mortgage schemes change on a regular basis.
Choosing the wrong mortgage might well turn out to be a costly
mistake, on top of which, it will also be an experience you could
well do without. The choice of who supplies your mortgage is
quite rightly yours, but you would be well advised to contact MBS
Financial Consultancy.
44 Masterton Street, Exeter, EX2 5GR
Mobile: 07710 415 194
Email:
MBS Financial Consultancy
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON YOUR MORTGAGE.
A fee of £300 or 0.5% of the loan amount if greater, is payable on
completion. Typically this will be £300.